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Sunday, March 25, 2012

Best Bank in the Philippines: Will Metrobank retain title in 2012?

Best Bank in the Philippines: Will Metrobank retain title in 2012?

In July 2012, the Euromoney Awards for Excellence will bestow the Best Bank in the Philippines award. Metropolitan Bank & Trust Company (Metrobank) received the award for 2 consecutive years, will it be able to retain the title this year?

Last year, Metrobank won the award for the second time “because of its progression from being a remarkable turnaround story to a strengthened position as an industry leader.”

The Euromoney Awards for Excellence 2012 is one of the most reputable awards in the finance services industry globally. It incorporates 25 global awards for banking and capital markets, and awards for the best banks and securities houses in almost 100 countries worldwide.

The awards central theme focuses on recognizing institutions and individuals that demonstrate leadership, innovation, and momentum in the markets in which they excel.

This year, it will focus on the banks’ achievements on behalf of their clients in the areas of debt capital markets, equity capital markets, M&A transactions on deals which have closed in the year to March 31, corporate advisory, project finance, and solutions for clients in areas such as foreign exchange and cash management.

“We continue to seek the best of the best in all countries offering banking services. As every year, size is important but certainly not paramount. Profitability is of course vital, but so is an ability to demonstrate growth, relative outperformance compared to peers and the ability to adapt to changing market conditions and/or client needs,” the organization stated.

The prestigious event for participating banks in Asia is expected to happen at The Conrad in Hong Kong on July 12.

source & image Credit: coolbuster.net 

Tuesday, March 20, 2012

AirAsia offers P275 all-in-fare to Puerto Princesa (Philippines)

AirAsia offers P275 all-in-fare to Puerto Princesa (Philippines)

MANILA, Philippines - AirAsia is offering a promotional P275 all-in fare for its flights from Clark International Airport to Puerto Princesa International Airport. 

AirAsia will start flying to Puerto Princesa on April 20. 

"As a true low cost airline, we ensure that our guests are always informed of what they are paying for when they book our flights, and especially our promo seats. AirAsia believes in transparency and no hidden charges or misleading promotions will be practiced," said Marianne Hontiveros, Chief Executive Officer of AirAsia Inc., in a statement. 

Passengers will be able to avail of free seats, paying only P275 for fuel surcharge, processing fee and other government-mandated fees. 

The P275 all-in-fare promo will be available for booking from March 20 to 25. Guests will be able to travel from April 20 to January 31, 2013.

AirAsia will mount its first flights from Clark to Kalibo and to Davao starting March 28.

source: ABS-CBN

Sunday, March 11, 2012

How to Make Biodegradable Detergent Soap

How to Make Biodegradable Detergent Soap

Biodegradable detergent soap uses all-natural products that are mild to the skin and clothes and, in addition, are eco-friendly. In contrast, commercial detergent powder contains chemicals such as optical brighteners, dyes, and artificial fragrances that can sometimes irritate the skin.

With a capital of as little as P700, you can start your own biodegradable detergent powder business to meet this market demand. You only need to purchase the following materials:

• 1 kilo (kg) sodium sulfate
• 500 grams (g) (coconut-based)
• 200 g coconut powder
• 6 ml bilimbi fruit (kamias) extact
• 10 g blue speckles
• 120 ml fragrance (kalamansi scent)
• 5g sodiumtripolyphospate (STPP)

Most of the materials for the detergent-making powder are available locally.
Image Credit: http://www.pinoybisnes.com

Most of the materials needed to make biodegradable detergent powder are imported from Malaysia, China, and India. However, you can also buy them locally from soap-suppliers stores in Divisoria, Manila. Magic Ultra is available from ESF Cakes and Bread House.

You can produce the kamias extract by fermenting 1 kilo of the bilimbi fruit in a jar with 2 tablespoons of salt. After 24 hours, get the extract, strain it, then transfer it to another container. It will be then ready for use.

What each ingredient does

1. The base material of Magic Ultra being coconut, it serves as the foaming ingredient of the detergent.
2. Blue speckles serve as the bleaching agent. It has whitening components such as the sodium sulfate and sodium berborate.
3. The kamias extract serves as a stain remover and also helps whiten your clothes.
4. The kalamansi scent is needed to give the detergent a natural scent.

Procedure:
To start making the detergent powder, prepare a mixing bowl and measure all the materials. Mix the sodium sulfate, the Magic Ultra, and the coconut powder in the bowl until it becomes powdery. Once powdery, add to the mix the STPP along with the kamias extract and the kalamansi fragrance. Mix carefully, then add the blue speckles. Once the materials are mixed well, pack the mixture and label the powder. You may pack them in 250g-, 500g-, or 1kg- packs. You can also put a powder scoop inside the pack as a value-added item. The total yield of this project is 1,750 g or 1.75 kg.

Costing and pricing
To determine the selling price of your biodegradable detergent powder, compute first your total production cost by getting the cost of the materials you used for this project. Add to the total cost a certain percentage for your desired markup. Divide the sum with the total yield to get your selling price per pack. If you are going to the product at home and in limited amounts, it is recommended that you add a 100 percent markup to the total production cost. If you plan to mass-produce the detergent, however, you may separately add a percentage for your overhead costs plus your profit margin.

Do’s and Don’ts
1. Never use glass bottles to ferment kamias extract. The acid of kamias may cause the bottle to explode when opened =. The use of plastic containers is recommended.
2. Use dark-colored reagent bottles in order to dissipate the perfume (fragrance). To avoid contamination, do not use plastic bottles.
3. Use gloves for protection while making the detergent powder.
4. Keep everything away from children’s reach.
5. Be sure to measure all the ingredients accurately.
6. Seal your finished product well.

Coffee Scented Soap
This particular recipe is for coffee scented soap, which is suitable for vegetarians and vegans because it uses all vegetable oils rather than tallow. This is just one of the scents (or scent combinations) you can choose; feel free to experiment with different fragrances! However, before creating your own mixtures, be sure to calculate the exact concentrations of ingredients needed. Too much lye can make your soap overly abrasive, while too little lye can make your soap very oily.

Ingredients:
• 8 ounces (227 grams) soybean oil
• 4 ounces (113 grams) coconut oil
• 4 ounces (113 grams) olive oil
• 5 ounces (142 grams) coffee (to be used instead of water)
• 2 ounces (57 grams) lye

Most of the above vegetable oils can be found in regular grocery stores, and there are a variety of websites that sell lye online.

Additional Materials Needed:
• Safety goggles or glasses
Safety gloves
• Small scale
• 2 large measuring cups
• Wooden spoon or hand mixer
• Pan
• Thermometer
• Knife
Plastic container to use as a mold
• Wax paper

Note: Because lye fumes are hazardous, be sure to work with lye in a well-ventilated area.

Instructions:
1. Make a cup of coffee and put it into the refrigerator, making sure it cools thoroughly.
2. Pour the appropriate amount of cold coffee into a measuring cup.
3. Put on the safety goggles and safety gloves.
4. Put the measuring cup on the scale and set the scale to zero. This ensures that the scale is only measuring the amount of lye and not the weight of the measuring cup.
5. Pour the lye into the measuring cup until the scale reads the correct amount. Be extremely careful with the lye! Do not breathe in the fumes.
6. Without letting anything splash, slowly pour the lye into the coffee in the other measuring cup. Absolutely do not pour the coffee into the lye!
7. The lye-coffee mixture will be hot, so set it aside temporarily to cool. Check the temperature occasionally with a thermometer, making sure it does not go below 100º F to 110º F.
8. Stir the soybean oil, coconut oil, and olive oil in a pan. Heat the pan on the stove until the oil mixture temperature on the thermometer reads 100º F to 110º F.
9. When the lye mixture and oil mixture reach the exact same temperature, stop heating the pan.
10. Slowly pour the lye mixture into the oil mixture.
11. Making sure not to let anything splash, stir the solution vigorously.
12. Keep stirring steadily and carefully until the mixture has the texture of honey. If you are using a wooden spoon, this part can take up to an hour. If you use the hand mixer, it can take a matter of minutes. However, be especially careful not to splash the mixture or speed up the process too quickly.
13. Pour the solution into the plastic container mold and put the lid on. Wrap the mold in a blanket or towel to insulate the soap in order to keep it warm. Leave it like this for 48 hours.
14. Unwrap the blanket or towel and take the lid off of the plastic mold. If the solution is still soft, leave the mold with top off for another day. If it has hardened, peel the soap away from the sides and turn the mold over onto wax paper.
15. Run the knife under hot water to heat it, and then dry it with a clean towel.
16. Cut the soap into bars.
17. Leave the soap bars out in the open for 3-4 weeks to let them cure. Although you can start using them after a day or so, curing them allows them to last longer and lather better.

Marketing Strategy
Along with word-of-mouth from satisfied users, giving out trial packs is still the best marketing strategy for this small-scale business. It is therefore advisable to give sample of trial packs to your friends and relatives so they can assess and evaluate your product before you start selling them.

Sources: www.entrepreneur.com.ph, www.greeniacs.com

Saturday, March 3, 2012

Beyond the Box Philippines One Rockwell Branch Goes 24 Hours!

Beyond the Box Philippines One Rockwell Branch Goes 24 Hours!

Beyond the Box, one of the newest and most innovative Apple Premium Resellers in the Philippines, is introducing yet another milestone in the local retail scene by implementing extended shopping hours for their branch in One Rockwell.

During the whole summer season starting on March 2, 2012, Beyond the Box at One Rockwell will be open for 24 hours during Friday and Saturday. Yes, believe it! For the rest of the week (Monday to Thursday), Beyond the Box at One Rockwell will be open from 11:00 am to 12:00 midnight.


Image Credit: Facebook

In conjunction with the 24 hours store operation on Fridays and Saturdays, Beyond the Box at One Rockwell will also be running promotional deals that will coincide with the 24 hours store operation allowing customers to purchase goods at an extremely low discounted price. Every week will see a different brand go on sale which will be available every Saturday and Sunday starting from 12:00 midnight to 6:00 in the morning. Beyond the Box believes in offering more options for the Filipino shopper and the extended operating hours this summer season is the first step in offering the local community a more flexible shopping atmosphere.

All promo and sale details will be posted on Beyond the Box's FaceBook and Twitter accounts a day before the promo begins. So make sure you follow them:

www.facebook.com/beyondthebox.ph
www.twitter.com/#!/BeyondtheboxRP

Aside from the extended store hours and discounts, Beyond the Box at One Rockwell now also has its very own podcast studio which is currently the official venue for all of the podcasts produced by BattleAxe Network. Visitors are welcome to drop by the store to see video podcasts being recorded live! The Beyond the Box Podcast studio is also open to groups or individuals who aspire in creating their own Podcast recordings. Feel free to post your inquiries on Beyond the Box's Twitter and FaceBook pages. Don’t be shy! Join the fun!

source: TechPinas

BusinessCoach Inc. – March 2012 Seminar Schedule (Philippines)

BusinessCoach Inc. – March 2012 Seminar Schedule (Philippines)

BusinessCoach Inc.
Quality Business Training


March 2012 Seminar Schedule:

Food Business

  • Starting a Meat Shop – March 2
  • Catering Business – March 3
  • Canteen Concessionaire – March 24
  • Starting a Restaurant – March 17
  • Starting a Coffee Shop – March 21
  • Starting a Food Cart – March 13
Events Business
  • Balloon Business – March 13
  • Wedding Planner – March 14
  • Events Management – March 23
Health and Wellness
  • How to Start a Drugstore – March 29
  • Starting a Spa Business – March 23
Money Business
  • Stock Market Investing – March 15
  • Money Changer Business – March 28
  • Money Changer, Pawnshop and Remittance Center – March 28-29
  • Pawnshop Business – March 29
  • Micro-Lending Business – March 20
Real Estate
  • Property Rental – March 16
  • Buy and Sell Real Estate Properties – March 8
  • Real Estate Marketing – March 22
  • Building and Property Management – March 24
  • Real Estate Property Appraisal – April 26
 Arts and Crafts
  • Gift Wrapping, Gift Basket and Ribbon Making – April 10
  • Elegant Beaded Jewelry – March 12
Image Credit: findphilippineseminars.com
Others
  • Starting a Printing Press – March 22
  • Manpower Services – March 8
  • Janitorial Services – March 10
  • Starting a Travel Agency – March 10
  • Laundry Shop Business – March 2
  • School and Office Supplies Store – March 9
  • Starting a Pre-school – March 22
  • Starting a Pet Shop – March 19
  • Silkscreen Printing – March 5
  • Starting a Corporate Giveaways and Souvenir Items – March 26
  • Water Refilling Business – March 1
Human Resource Management and Training
  • Human Resource Management – March 26
  • Leadership Training – March 12
  • Competitive Selling Training – March 5
  • Personality Development – March 19
  • Customer Service – March 26
  • Basic Supervisory Skills – March 17
  • How to Implement 5S  – March19
  • Telephone Skills – April 3
  • Training the Trainers – March 30
  • Computing Salary – March 24
  • Records and Filing Management – May 29
  • Business Writing (Memos, Minutes, Emails, Agendas, etc.) – March 7
  • Project Management Fundamentals – March 12
  • Conducting Interviews – April 14
  • How to make a Newsletter – March 15
  • HR Policies and Procedures – April 4
  • Competency-Based Salary Structure Design – March 28
  • Electronics Records Management – April 24
  • Office Administration – April 13
Logistics
  • Purchasing Management – March 2
  • Warehouse and Inventory Management – March 9
  • Supply Chain Management – March 15-16
  • Total Quality Management – April 20
  • Production and Operations Management – March 7
Business Process
  • How to Import – March 7-8
  • Internet Marketing – March 5
  • Accounting for Non-Accountants – March 20-21
  • Current Good Manufacturing Practices (cGMP) – March 23
  • Food Safety Management – April 27
  • Business Taxation Made Easy – March 13-14
  • Internal Control and Auditing – March 17
  • Collection Management – March 6

Call 727-5628/727-8860/496-6949 or email businesscoachphil@gmail.com for more details. Visit our website at www.businesscoachphil.com.


 

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